COF Capital One

XNYS Sideways Alert

Financials

· How we analyze

About the company

Capital One is a major US bank from Virginia focused on credit cards. It also offers auto loans, personal accounts, often managed online, and business loans. Through the acquisition of Discover Financial, the bank also owns its own card payment network. As of Oct 11, 2026

Fact sheet (from the annual report) National commercial banks · Mclean, USA

Capital One Financial Corporation, based in McLean, Virginia, is a diversified financial services holding company and operates as a global payments company. Its customers are consumers, small businesses and commercial clients who use digital channels and branches. Its segments are called Credit Card, Consumer Banking and Commercial Banking. The Credit Card segment comprises domestic credit cards for consumers and small businesses, personal loans and card business in the UK and Canada. In May 2025 the group completed the acquisition of Discover, with Discover Bank merging into CONA. This added the Discover Network, PULSE Network and Diners Club payment networks.

Automatically summarized from SEC annual report (10-K, filed Feb 19, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 15, 2026

What the methods say about Capital One

Calculated automatically by fixed rules – not investment advice, check for yourself. How we analyze

Price performance at a glance

Last 30 trading days
  • Today +0.5%
  • 7 days +0.9%
  • 30 days +1.6%
  • 1 year −9.0%
Day range (last trading day)
−0.9%Price at 56% of the range+0.8%
52-week range
−14.4%Price at 34% of the range+27.6%
Distance from the all-time high
−21.6%

Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.

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Symbol on TradingView: NYSE:COF

Fundamental analysis

Capital One · Sector Financials · amounts in USD

Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Feb 19, 2026.

Quality checks

Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.

Fiscal year to Dec 31, 2025

Quality Profitability, consistency, balance sheet · 2 without data 3 of 6 criteria met Growth Revenue and earnings per share 5 of 7 criteria met Dividend Level, consistency, coverage · 2 without data 3 of 5 criteria met Financial strength Piotroski, debt, liquidity · 2 without data 3 of 4 criteria met

Quality 3 of 6 met · 2 without data

  • no data: Gross margin above 40% not stated in the SEC filings
  • no data: Operating margin above 15% not stated in the SEC filings
  • not met: Net margin above 10% 4.6%
  • not met: Return on equity above 15% 2.2%
  • met: Free cash flow margin above 10% 48.9%
  • met: Profit in each of the last 5 fiscal years 5 of 5
  • met: Free cash flow positive in each of the last 3 fiscal years 3 of 3
  • not met: Equity ratio above 30% 17.0%
Net margin

4.6% Fiscal year 2025

Rank 25 of 100: higher than 25% of 237 peers (All). weak.

Rank 8 of 100: higher than 8% of 33 peers (Sector). weak.

Median Financials: 26.2%

Profit after all costs, interest and taxes divided by revenue.

Return on equity

2.2% Fiscal year 2025

Rank 18 of 100: higher than 18% of 218 peers (All). weak.

Rank 5 of 100: higher than 5% of 32 peers (Sector). weak.

Median Financials: 13.9%

Net income divided by equity at fiscal year end.

Return on assets

0.4% Fiscal year 2025 (total assets at year end)

Rank 18 of 100: higher than 18% of 238 peers (All). weak.

Rank 8 of 100: higher than 8% of 33 peers (Sector). weak.

Median Financials: 2.4%

Net income divided by total assets at fiscal year end.

Equity ratio

17.0% Fiscal year 2025

Rank 21 of 100: higher than 21% of 239 peers (All). weak.

Rank 47 of 100: higher than 47% of 33 peers (Sector). medium.

Median Financials: 18.2%

Equity as a share of total assets. Usually low for banks.

Free cash flow margin

48.9% Fiscal year 2025

Rank 98 of 100: higher than 98% of 213 peers (All). strong.

Rank 85 of 100: higher than 85% of 23 peers (Sector). strong.

Median Financials: 25.8%

Free cash flow divided by revenue.

Free cash flow

26.1B USD Fiscal year 2025

Operating cash flow minus capital expenditure on property and equipment.

Growth 5 of 7 met

  • met: Over 3 years, revenue grew by more than 5% per year +16.0%
  • met: Over 5 years, revenue grew by more than 5% per year +13.4%
  • met: Over 10 years, revenue grew by more than 5% per year +8.6%
  • not met: Over 3 years, EPS grew by more than 5% per year −39.2%
  • not met: Over 5 years, EPS grew by more than 5% per year −4.9%
  • met: Revenue rose in at least 4 of the last 5 fiscal years 5 of 5
  • met: Revenue rose in the last fiscal year +36.6%
Revenue growth 3 years

+16.0% per year

Rank 72 of 100: higher than 72% of 230 peers (All). strong.

Rank 73 of 100: higher than 73% of 32 peers (Sector). strong.

Median Financials: +9.7%

Average growth per year over 3 fiscal years.

Revenue growth 5 years

+13.4% per year

Rank 57 of 100: higher than 57% of 217 peers (All). medium.

Rank 64 of 100: higher than 64% of 29 peers (Sector). medium.

Median Financials: +9.1%

Average growth per year over 5 fiscal years.

Revenue growth 10 years

+8.6% per year

Rank 59 of 100: higher than 59% of 157 peers (All). medium.

Rank 59 of 100: higher than 59% of 23 peers (Sector). medium.

Median Financials: +7.2%

Average growth per year over 10 fiscal years.

EPS growth 3 years

−39.2% per year

Rank 2 of 100: higher than 2% of 157 peers (All). weak.

Rank 2 of 100: higher than 2% of 24 peers (Sector). weak.

Median Financials: +17.6%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 5 years

−4.9% per year

Rank 6 of 100: higher than 6% of 146 peers (All). weak.

Rank 2 of 100: higher than 2% of 25 peers (Sector). weak.

Median Financials: +14.8%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 10 years

−5.5% per year

Rank 5 of 100: higher than 5% of 140 peers (All). weak.

Rank 2 of 100: higher than 2% of 24 peers (Sector). weak.

Median Financials: +11.5%

Growth of earnings per share per year, adjusted for stock splits.

Dividend 3 of 5 met · 2 without data

  • met: Pays a dividend 2.60 USD
  • not met: Payout ratio at most 60% of earnings 65%
  • met: Dividend paid in each of the last 5 fiscal years 5 of 5
  • not met: Dividend per share never lowered in the last 5 fiscal years Dividend per share as filed with the SEC, including special dividends; a one-off higher prior year does not count as a cut. 1 times
  • met: Dividend per share higher than 5 years ago +21.1%
  • no data: Free cash flow per share covers the dividend not meaningful for banks and insurers
  • no data: Dividends paid over the last 5 years covered by free cash flow not meaningful for banks and insurers
Payout ratio

65% Fiscal year 2025

Dividend per share divided by earnings per share.

Dividend growth 5 years

+21.1% per year

Rank 86 of 100: higher than 86% of 118 peers (All). strong.

Rank 83 of 100: higher than 83% of 20 peers (Sector). strong.

Median Financials: +10.0%

Growth of the dividend per share per year.

Free cash flow coverage

18.6x Fiscal year 2025

Free cash flow per share divided by dividend per share. From 1x the dividend is covered.

Financial strength 3 of 4 met · 2 without data

  • no data: Piotroski F-Score at least 7 of 9 not meaningful for banks and insurers
  • met: Long-term debt no higher than equity 0.44
  • no data: Current assets cover current liabilities not reported (usual for banks and insurers)
  • met: Positive equity 113.6B USD
  • not met: In 5 years, share count up by at most 5% +18.0%
  • met: Free cash flow positive in the last fiscal year 26.1B USD
Debt / equity

0.44 at fiscal year end

Rank 62 of 100: lower than 62% of 199 peers (All). medium.

Rank 71 of 100: lower than 71% of 26 peers (Sector). strong.

Median Financials: 0.83

Long-term financial debt divided by equity.

Change in share count

+18.0% in 5 years

Rank 22 of 100: lower than 22% of 199 peers (All). weak.

Rank 10 of 100: lower than 10% of 24 peers (Sector). weak.

Median Financials: −6.1%

Change in diluted share count. Negative = share buybacks, positive = new shares.

Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.

Price-based criteria (P/E, dividend yield) are shown to signed-in users.

Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.

In short

  • Light green: Revenue grew over 5 years (+13.4% per year), at least as fast as the sector median.
  • Light red: Net income (total) shrank over 5 years (−2.0% per year); per share −4.9% per year.
  • Light yellow: Net margin 4.6%, below the sector median (19.4%).
  • Light green: Debt not higher than usual in the sector.
  • Light green: Profit in each of the last 10 fiscal years.

Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.

RevenueNet income Net margin (below) in USD
  1. Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 25.5B USD · Net income 3.8B USD · Net margin 14.7%
  2. Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 27.2B USD · Net income 2.0B USD · Net margin 7.3%
  3. Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 28.1B USD · Net income 6.0B USD · Net margin 21.4%
  4. Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 28.6B USD · Net income 5.5B USD · Net margin 19.4%
  5. Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 28.5B USD · Net income 2.7B USD · Net margin 9.5%
  6. Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 30.4B USD · Net income 12.4B USD · Net margin 40.7%
  7. Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 34.3B USD · Net income 7.4B USD · Net margin 21.5%
  8. Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 36.8B USD · Net income 4.9B USD · Net margin 13.3%
  9. Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 39.1B USD · Net income 4.8B USD · Net margin 12.1%
  10. Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 53.4B USD · Net income 2.5B USD · Net margin 4.6%

Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 53.4B USD · Net income 2.5B USD · Net margin 4.6%

Figures over time

Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.

Money flow in fiscal year 2025

Of 100 USD of revenue, 4.6 USD net income remained.

Money flow as a table
Fiscal year 2025, amounts in USD, share of revenue
ItemAmountof revenue
Revenue53.4B USD100.0%
Net income2.5B USD4.6%
Taxes193.0M USD0.4%
Remaining costs & other50.8B USD95.0%

Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.

Margins

The net margin fell in 5 years from 9.5% to 4.6%.

Net margin
  1. Fiscal year 2016: Net margin 14.7%
  2. Fiscal year 2017: Net margin 7.3%
  3. Fiscal year 2018: Net margin 21.4%
  4. Fiscal year 2019: Net margin 19.4%
  5. Fiscal year 2020: Net margin 9.5%
  6. Fiscal year 2021: Net margin 40.7%
  7. Fiscal year 2022: Net margin 21.5%
  8. Fiscal year 2023: Net margin 13.3%
  9. Fiscal year 2024: Net margin 12.1%
  10. Fiscal year 2025: Net margin 4.6%

Returns

Return on equity fell in 5 years from 4.5% to 2.2%.

Return on equityReturn on assets
  1. Fiscal year 2016: Return on equity 7.9% · Return on assets 1.1%
  2. Fiscal year 2017: Return on equity 4.1% · Return on assets 0.5%
  3. Fiscal year 2018: Return on equity 11.6% · Return on assets 1.6%
  4. Fiscal year 2019: Return on equity 9.6% · Return on assets 1.4%
  5. Fiscal year 2020: Return on equity 4.5% · Return on assets 0.6%
  6. Fiscal year 2021: Return on equity 20.3% · Return on assets 2.9%
  7. Fiscal year 2022: Return on equity 14.0% · Return on assets 1.6%
  8. Fiscal year 2023: Return on equity 8.4% · Return on assets 1.0%
  9. Fiscal year 2024: Return on equity 7.8% · Return on assets 1.0%
  10. Fiscal year 2025: Return on equity 2.2% · Return on assets 0.4%

Equity and long-term debt

The equity ratio rose in 5 years from 14.3% to 17.0%.

EquityLong-term debt in USD Long-term debt, depending on the filing, includes the current portion or leases.
  1. Fiscal year 2016: Equity 47.5B USD · Long-term debt 59.5B USD
  2. Fiscal year 2017: Equity 48.7B USD · Long-term debt 59.7B USD
  3. Fiscal year 2018: Equity 51.7B USD · Long-term debt 49.5B USD
  4. Fiscal year 2019: Equity 58.0B USD · Long-term debt 48.4B USD
  5. Fiscal year 2020: Equity 60.2B USD · Long-term debt 39.9B USD
  6. Fiscal year 2021: Equity 61.0B USD · Long-term debt 42.3B USD
  7. Fiscal year 2022: Equity 52.6B USD · Long-term debt 47.8B USD
  8. Fiscal year 2023: Equity 58.1B USD · Long-term debt 49.3B USD
  9. Fiscal year 2024: Equity 60.8B USD · Long-term debt 45.0B USD
  10. Fiscal year 2025: Equity 113.6B USD · Long-term debt 49.9B USD

Share count

The share count rose in 5 years by 18.0% – more new shares were issued than repurchased (dilution).

Diluted share count
  1. Fiscal year 2016: Diluted share count 509.8M
  2. Fiscal year 2017: Diluted share count 488.6M
  3. Fiscal year 2018: Diluted share count 483.1M
  4. Fiscal year 2019: Diluted share count 469.9M
  5. Fiscal year 2020: Diluted share count 458.9M
  6. Fiscal year 2021: Diluted share count 444.2M
  7. Fiscal year 2022: Diluted share count 393.2M
  8. Fiscal year 2023: Diluted share count 383.4M
  9. Fiscal year 2024: Diluted share count 383.6M
  10. Fiscal year 2025: Diluted share count 541.3M

Banks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.

From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.

Dividends and share repurchases

How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.

Dividend per share
2.60 USD · Fiscal year 2025
Dividend growth per year
3 y +2.7%5 y +21.1%10 y +5.7%
Years without a cut
3 in a row up to now
Payout ratio
of earnings 65% of free cash flow 6%
To shareholders (5 years)
23.6B USD 77% through repurchases
Share count over 5 years
+18.0% more shares – dilution

Dividend per share

The dividend per share rose in 5 years from 1.00 USD to 2.60 USD.

Dividend per share USD per share Per share as filed with the SEC, including special dividends; obvious filing errors are hidden.
  1. Fiscal year 2016: Dividend per share 1.60 USD
  2. Fiscal year 2017: Dividend per share 1.60 USD
  3. Fiscal year 2018: Dividend per share 1.60 USD
  4. Fiscal year 2019: Dividend per share 1.60 USD
  5. Fiscal year 2020: Dividend per share 1.00 USD
  6. Fiscal year 2021: Dividend per share 2.60 USD
  7. Fiscal year 2022: Dividend per share 2.40 USD
  8. Fiscal year 2023: Dividend per share 2.40 USD
  9. Fiscal year 2024: Dividend per share 2.40 USD
  10. Fiscal year 2025: Dividend per share 2.60 USD

Payout ratios

The payout ratio rose in 5 years from 19.3% to 64.5%.

Payout ratio (earnings)Payout ratio (free cash flow)
  1. Fiscal year 2016: Payout ratio (earnings) 23.2% · Payout ratio (free cash flow) 7.3%
  2. Fiscal year 2017: Payout ratio (earnings) 45.8% · Payout ratio (free cash flow) 5.9%
  3. Fiscal year 2018: Payout ratio (earnings) 13.5% · Payout ratio (free cash flow) 6.4%
  4. Fiscal year 2019: Payout ratio (earnings) 14.5% · Payout ratio (free cash flow) 4.8%
  5. Fiscal year 2020: Payout ratio (earnings) 19.3% · Payout ratio (free cash flow) 2.9%
  6. Fiscal year 2021: Payout ratio (earnings) 9.7% · Payout ratio (free cash flow) 9.9%
  7. Fiscal year 2022: Payout ratio (earnings) 13.4% · Payout ratio (free cash flow) 7.4%
  8. Fiscal year 2023: Payout ratio (earnings) 20.1% · Payout ratio (free cash flow) 4.7%
  9. Fiscal year 2024: Payout ratio (earnings) 20.7% · Payout ratio (free cash flow) 5.5%
  10. Fiscal year 2025: Payout ratio (earnings) 64.5% · Payout ratio (free cash flow) 5.8%

What goes back to shareholders

Over 5 years, 23.6B USD went back to shareholders, 77% of it through share repurchases. That is 27% of the free cash flow of those years. This was offset by new shares issued for 1.6B USD (including employee plans).

Dividends paidShare repurchasesNew shares issued (including employee plans)Free cash flow in USD
  1. Fiscal year 2016: Dividends paid 812.0M USD · Share repurchases 3.7B USD · New shares issued (including employee plans) 131.0M USD · Free cash flow 11.1B USD
  2. Fiscal year 2017: Dividends paid 780.0M USD · Share repurchases 240.0M USD · New shares issued (including employee plans) 164.0M USD · Free cash flow 13.2B USD
  3. Fiscal year 2018: Dividends paid 773.0M USD · Share repurchases 2.3B USD · New shares issued (including employee plans) 175.0M USD · Free cash flow 12.1B USD
  4. Fiscal year 2019: Dividends paid 753.0M USD · Share repurchases 1.5B USD · New shares issued (including employee plans) 199.0M USD · Free cash flow 15.8B USD
  5. Fiscal year 2020: Dividends paid 460.0M USD · Share repurchases 393.0M USD · New shares issued (including employee plans) 241.0M USD · Free cash flow 16.0B USD
  6. Fiscal year 2021: Dividends paid 1.1B USD · Share repurchases 7.6B USD · New shares issued (including employee plans) 253.0M USD · Free cash flow 11.6B USD
  7. Fiscal year 2022: Dividends paid 950.0M USD · Share repurchases 4.9B USD · New shares issued (including employee plans) 276.0M USD · Free cash flow 12.9B USD
  8. Fiscal year 2023: Dividends paid 931.0M USD · Share repurchases 718.0M USD · New shares issued (including employee plans) 299.0M USD · Free cash flow 19.6B USD
  9. Fiscal year 2024: Dividends paid 932.0M USD · Share repurchases 734.0M USD · New shares issued (including employee plans) 323.0M USD · Free cash flow 17.0B USD
  10. Fiscal year 2025: Dividends paid 1.5B USD · Share repurchases 4.1B USD · New shares issued (including employee plans) 400.0M USD · Free cash flow 26.1B USD

For banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.

Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.

Valuation over time

Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users.

Sector comparison

Capital One next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.

Sector comparison COF, sector Financials; last row: sector median
Symbol Revenue (FY) Growth 5 yrsGross marginOp. marginNet marginROEEquity ratioFCF marginPiotroski
C Citigroup 85.2B USD +2.8%––16.8%6.7%8.0%––
WFC Wells Fargo 83.7B USD +3.0%––25.5%11.8%8.4%––
MS Morgan Stanley 70.6B USD +7.9%––23.9%15.1%7.9%––
CB Chubb Limited 59.4B USD +10.5%––17.4%14.0%27.1%––
GS Goldman Sachs 58.3B USD +5.5%––29.5%13.7%6.9%––
COF Capital One this stock 53.4B USD +13.4%––4.6%2.2%17.0%––
TRV Travelers Companies (The) 48.8B USD +8.8%––12.9%19.1%22.9%––
AXP American Express 41.3B USD +13.5%––26.2%32.4%11.2%––
V Visa Inc. 40.0B USD +12.9%–60.0%50.1%52.9%38.1%––
Median of the sector 33 symbols 27.0B USD +9.1%–39.0%26.2%13.9%18.2%––

Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).

Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).

Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.

Key figures with traffic lights

Each light follows a simple, disclosed rule. The comparison is with the sector median of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).

Revenue growth

Light green: above sector

+13.4% per year, last 5 years

Sector Financials: median +8.8% (73 symbols)

What does this mean? Revenue: over 5 years it grew by 13.4% per year on average – at least as fast as the median company in the sector (+8.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net income (total)

Light red: shrinking

−2.0% per year, last 5 years

Sector Financials: median +13.8% (71 symbols)

per share: −4.9% per year (5 years, split-adjusted)

What does this mean? Total net income: over 5 years it fell by 2.0% per year on average. The median company in the sector reached +13.8% per year.

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net margin

Light yellow: below sector

4.6% last fiscal year

Sector Financials: median 19.4% (75 symbols)

What does this mean? Of every 100 USD in revenue, 4.59 USD remained as profit – less than the median company in the sector (19.4%). Five years ago the margin was 9.5%.

Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.

Debt / equity

Light green: lower than sector

0.39 latest balance sheet

Sector Financials: median 0.63 (60 symbols)

What does this mean? For every 1 USD of equity there is 0.39 USD of financial debt – no more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.

Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.

Payout ratio

Light gray: none found

– Dividend / earnings per share

Sector Financials: median 34% (58 symbols)

What does this mean? The loaded SEC filings of the last two fiscal years contain no dividend per share. Either the company pays none, or it reports it under a different tag.

Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.

Profitable years

Light green: profit every year

10 of 10 fiscal years with a profit

What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.

Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).

Last fiscal year and 13F

Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
53.4B USD
Revenue vs. prior year
+36.6%
Net income (FY)
2.5B USD
Net income vs. prior year
−48.4%
EPS (FY)
4.03 USD
13F funds with a position
3 of 9
Funds vs. prior quarter
±0
Shares held vs. prior quarter
−37.2%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 19, 2026 · Balance sheet Jun 30, 2026 (filed Jul 28, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term). 13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
YearEndRevenueNet income MarginEarnings per shareDividend per sharePayout
2025Dec 31, 2025 53.4B2.5B 4.6% 4.03 – –
2024Dec 31, 2024 39.1B4.8B 12.1% 11.59 – –
2023Dec 31, 2023 36.8B4.9B 13.3% 11.95 – –
2022Dec 31, 2022 34.3B7.4B 21.5% 17.91 – –
2021Dec 31, 2021 30.4B12.4B 40.7% 26.94 – –
2020Dec 31, 2020 28.5B2.7B 9.5% 5.18 – –
2019Dec 31, 2019 28.6B5.5B 19.4% 11.05 – –
2018Dec 31, 2018 28.1B6.0B 21.4% 11.82 – –
2017Dec 31, 2017 27.2B2.0B 7.3% 3.49 1.60 46%
2016Dec 31, 2016 25.5B3.8B 14.7% 6.89 1.60 23%
Quarters (amounts in USD, per share in USD)
QuarterEndRevenueNet income MarginEarnings per shareDividend per sharePayout
Q2/26Jun 30, 2026 15.9B3.0B 19.1% 4.73 0.80 17%
Q1/26Mar 31, 2026 15.2B2.2B 14.3% 3.34 0.80 24%
Q4/25*Dec 31, 2025 15.6B2.1B 13.7% – 0.80 –
Q3/25Sep 30, 2025 15.4B3.2B 20.8% 4.83 0.60 12%
Q2/25Jun 30, 2025 12.5B−4.3B −34.2% −8.58 0.60 –
Q1/25Mar 31, 2025 10.0B1.4B 14.0% 3.45 0.60 17%
Q4/24*Dec 31, 2024 10.2B1.1B 10.8% – 0.60 –
Q3/24Sep 30, 2024 10.0B1.8B 17.7% 4.41 0.60 14%
Q2/24Jun 30, 2024 9.5B597.0M 6.3% 1.38 0.60 43%
Q1/24Mar 31, 2024 9.4B1.3B 13.6% 3.13 0.60 19%
Q4/23*Dec 31, 2023 9.5B706.0M 7.4% – 0.60 –
Q3/23Sep 30, 2023 9.4B1.8B 19.1% 4.45 0.60 13%

* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.

How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.

Insiders

All insider transactions
Insider purchases and sales on the market over 3, 6 and 12 months
PeriodPurchasesSalesNet
3 months $00 people $9.4M7 people −$9.4M
6 months $00 people $12.0M8 people −$12.0M
12 months $00 people $67.1M12 people −$67.1M

Latest transactions

  • Oct 15, 2026 Karam Celia Officer Open-market sale · 10b5-1 plan 1,927 shares · $377.4K · SEC
  • Oct 15, 2026 Dean Lia Officer Open-market sale · 10b5-1 plan 1,887 shares · $369.6K · SEC
  • Oct 6, 2026 Cooper Matthew W Officer Open-market sale · 10b5-1 plan 3,500 shares · $686.8K · SEC
  • Sep 15, 2026 Karam Celia Officer Open-market sale · 10b5-1 plan 2,017 shares · $415.6K · SEC
  • Sep 15, 2026 Dean Lia Officer Open-market sale · 10b5-1 plan 2,066 shares · $425.7K · SEC
  • Sep 1, 2026 Cooper Matthew W Officer Open-market sale · 10b5-1 plan 3,500 shares · $749.4K · SEC

Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.

Trend score -35

Price vs. EMA 50+15
Price vs. EMA 200-15
EMA 50 vs. EMA 200-20
ADX (trend strength)+0
Highs and lows+0
Relative strength-15

Volatility and trend strength

ADX 14 (trend strength)17.7
Rel. strength 60 d−7.5%

ATR and moving averages as price values only when logged in.

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