Visa runs an international payment network. Banks issue credit and debit cards with the Visa logo, and Visa routes the payments between merchants and banks. The company does not lend money itself and earns fees for processing. As of Oct 13, 2026
As of Oct 13, 2026Fact sheet (from the annual report)Miscellaneous business services · San Francisco, USAfull fact sheet
Visa processes card payments between consumers, banks and merchants, mainly handling authorization, clearing and settlement. Its core products include credit cards, debit cards and prepaid cards that banks and other financial institutions issue to their customers. For companies and government agencies there are commercial cards and virtual cards, and Visa Direct also enables money transfers. In addition, Visa offers value-added services for card issuers and merchants, such as loyalty programs, acceptance solutions and risk and security solutions. Revenue arises, among other things, as service fees that customers such as financial institutions pay for using Visa’s payment services.
Our own calculation from the exchange’s daily candles, as of Oct 27, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.
52-week-high breakout · Analysis method
The price of V is currently in no zone of this method. The check runs daily after the market close.
Whether a price will soon reach a zone, you see from Watcher. Plans and pricing
How the zone is formed
What is this? The price closes above the highest high of the last 52 weeks for the first time, on clearly higher volume. New 52-week highs are seen as a sign of strength.
Buy zone: the old high up to 1 ATR above it (retest). Stop: 1.5 ATR below the old high. Targets: 3 and 5 ATR above the old high.
The pattern is valid for at most 15 trading days and expires if the price falls below the stop. This is a calculated analysis, not a forecast and not a call to buy. Risk notice and investment advice
Load chart from TradingView
This transfers data (including your IP address) to TradingView, also to the USA. More in the Privacy policy.
SEC filing (10-K, 10-Q)Required reports of listed companies to the US Securities and Exchange Commission (SEC): 10-K is the annual report, 10-Q the quarterly report, 20-F the annual report of foreign companies. We show the figures of the first filing.Example: 10-K for the fiscal year ending Sep 27, 2025, filed on Oct 31, 2025.More in the Academy: Lesson revenue, profit and margin
Visa Inc. · Sector Financials · amounts in USD
Information only – does not affect our buy zones, not investment advice. Source: SEC filings, As of Nov 6, 2025.
In short
Light green: Revenue grew over 5 years (+12.9% per year), at least as fast as the sector median.
Light yellow: Net income (total) grew over 5 years (+13.0% per year), more slowly than the sector median.
Light green: Net margin 50.1%, above the sector median (19.4%).
Light green: Debt not higher than usual in the sector.
Light green: Profit in each of the last 10 fiscal years.
Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.
RevenueNet incomeNet margin (below)in USD
010B20B30B40B
2016Fiscal year 2016 (Oct 1, 2015 – Sep 30, 2016): Revenue 15.1B USD · Net income 6.0B USD · Net margin 39.7%
2017Fiscal year 2017 (Oct 1, 2016 – Sep 30, 2017): Revenue 18.4B USD · Net income 6.7B USD · Net margin 36.5%
2018Fiscal year 2018 (Oct 1, 2017 – Sep 30, 2018): Revenue 20.6B USD · Net income 10.3B USD · Net margin 50.0%
2019Fiscal year 2019 (Oct 1, 2018 – Sep 30, 2019): Revenue 23.0B USD · Net income 12.1B USD · Net margin 52.6%
2020Fiscal year 2020 (Oct 1, 2019 – Sep 30, 2020): Revenue 21.8B USD · Net income 10.9B USD · Net margin 49.7%
2021Fiscal year 2021 (Oct 1, 2020 – Sep 30, 2021): Revenue 24.1B USD · Net income 12.3B USD · Net margin 51.1%
2022Fiscal year 2022 (Oct 1, 2021 – Sep 30, 2022): Revenue 29.3B USD · Net income 15.0B USD · Net margin 51.0%
2023Fiscal year 2023 (Oct 1, 2022 – Sep 30, 2023): Revenue 32.7B USD · Net income 17.3B USD · Net margin 52.9%
2024Fiscal year 2024 (Oct 1, 2023 – Sep 30, 2024): Revenue 35.9B USD · Net income 19.7B USD · Net margin 55.0%
2025Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Revenue 40.0B USD · Net income 20.1B USD · Net margin 50.1%
Margin
40%36%50%53%50%51%51%53%55%50%
RevenueNet incomeNet margin (below)in USD
05B10B15B
Q2/23Quarter Q2/23 (Apr 1, 2023 – Jun 30, 2023): Revenue 8.1B USD · Net income 4.2B USD · Net margin 51.2%
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Revenue 8.6B USD · Net income 4.7B USD · Net margin 54.4% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Revenue 8.6B USD · Net income 4.9B USD · Net margin 56.6%
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Revenue 8.8B USD · Net income 4.7B USD · Net margin 53.1%
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Revenue 8.9B USD · Net income 4.9B USD · Net margin 54.7%
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Revenue 9.6B USD · Net income 5.3B USD · Net margin 55.3% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Revenue 9.5B USD · Net income 5.1B USD · Net margin 53.8%
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Revenue 9.6B USD · Net income 4.6B USD · Net margin 47.7%
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Revenue 10.2B USD · Net income 5.3B USD · Net margin 51.8%
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Revenue 10.7B USD · Net income 5.1B USD · Net margin 47.5% · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Revenue 10.9B USD · Net income 5.9B USD · Net margin 53.7%
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Revenue 11.2B USD · Net income 6.0B USD · Net margin 53.6%
Margin
51%54%57%53%55%55%54%48%52%47%54%54%
No reported values for “Earnings per share” in this interval.
No reported values for “Earnings per share” in this interval.
Dividend per shareUSD per share
00.200.400.60
2016Fiscal year 2016 (Oct 1, 2015 – Sep 30, 2016): Dividend per share 0.14 USD · Payout ratio not available
2017Fiscal year 2017 (Oct 1, 2016 – Sep 30, 2017): Dividend per share 0.17 USD · Payout ratio not available
2018Fiscal year 2018 (Oct 1, 2017 – Sep 30, 2018): Dividend per share not available · Payout ratio not available
2019Fiscal year 2019 (Oct 1, 2018 – Sep 30, 2019): Dividend per share 0.25 USD · Payout ratio not available
2020Fiscal year 2020 (Oct 1, 2019 – Sep 30, 2020): Dividend per share 0.30 USD · Payout ratio not available
2021Fiscal year 2021 (Oct 1, 2020 – Sep 30, 2021): Dividend per share 0.32 USD · Payout ratio not available
2022Fiscal year 2022 (Oct 1, 2021 – Sep 30, 2022): Dividend per share 0.38 USD · Payout ratio not available
2023Fiscal year 2023 (Oct 1, 2022 – Sep 30, 2023): Dividend per share 0.45 USD · Payout ratio not available
2024Fiscal year 2024 (Oct 1, 2023 – Sep 30, 2024): Dividend per share 0.52 USD · Payout ratio not available
2025Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Dividend per share 0.59 USD · Payout ratio not available
Dividend per shareUSD per share
00.200.400.600.80
Q2/23Quarter Q2/23 (Apr 1, 2023 – Jun 30, 2023): Dividend per share 0.45 USD · Payout ratio not available
Q3/23Quarter Q3/23 (Jul 1, 2023 – Sep 30, 2023): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/23Quarter Q4/23 (Oct 1, 2023 – Dec 31, 2023): Dividend per share 0.52 USD · Payout ratio not available
Q1/24Quarter Q1/24 (Jan 1, 2024 – Mar 31, 2024): Dividend per share 0.52 USD · Payout ratio not available
Q2/24Quarter Q2/24 (Apr 1, 2024 – Jun 30, 2024): Dividend per share 0.52 USD · Payout ratio not available
Q3/24Quarter Q3/24 (Jul 1, 2024 – Sep 30, 2024): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/24Quarter Q4/24 (Oct 1, 2024 – Dec 31, 2024): Dividend per share 0.59 USD · Payout ratio not available
Q1/25Quarter Q1/25 (Jan 1, 2025 – Mar 31, 2025): Dividend per share 0.59 USD · Payout ratio not available
Q2/25Quarter Q2/25 (Apr 1, 2025 – Jun 30, 2025): Dividend per share 0.59 USD · Payout ratio not available
Q3/25Quarter Q3/25 (Jul 1, 2025 – Sep 30, 2025): Dividend per share 0.00 USD · Payout ratio not available · Q4 derived (year minus 9 months), may be distorted by restatements
Q4/25Quarter Q4/25 (Oct 1, 2025 – Dec 31, 2025): Dividend per share 0.67 USD · Payout ratio not available
Q1/26Quarter Q1/26 (Jan 1, 2026 – Mar 31, 2026): Dividend per share 0.67 USD · Payout ratio not available
Fiscal year 2025 (Oct 1, 2024 – Sep 30, 2025): Revenue 40.0B USD · Net income 20.1B USD · Net margin 50.1%
Key figures with traffic lights
Each light follows a simple, disclosed rule. The comparison is with the sector median Sector medianThe middle value of all companies in a sector: half are above it, half below. Unlike the average, single outliers hardly distort it.Example: Margins 4%, 8%, 10%, 12%, 60% → median 10%, average 18.8%.More in the Academy: Lesson putting the P/E in context of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).
Revenue growth
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light green: above sector
+12.9%per year, last 5 years
Sector Financials: median +8.8% (73 symbols)
What does this mean? Revenue: over 5 years it grew by 12.9% per year on average – at least as fast as the median company in the sector (+8.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
Net income (total)
Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth
Light yellow: below sector
+13.0%per year, last 5 years
Sector Financials: median +13.8% (71 symbols)
per share: not available
What does this mean? Total net income: over 5 years it grew by 13.0% per year on average, but more slowly than the median company in the sector (+13.8%).
Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.
What does this mean? Of every 100 USD in revenue, 50.15 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 49.7%.
Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.
Debt / equity
Debt-to-equity ratioFinancial debt (loans, bonds) divided by equity. A high value amplifies good and bad years alike. The key figures bar in the chart only uses long-term financial debt.Example: Financial debt €300m, equity €500m → 0.6.More in the Academy: Lesson debt, dividends and growth
Light green: lower than sector
0.63latest balance sheet
Sector Financials: median 0.63 (47 symbols)
What does this mean? For every 1 USD of equity there is 0.63 USD of financial debt – no more than the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.
Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.
Payout ratio
Payout ratioThe share of profit that a company pays out as a dividend. Above 100% it pays out more than it earns.Example: Dividend €1, earnings per share €2.50 → payout ratio 40%.More in the Academy: Lesson debt, dividends and growth
Light gray: not available
–Dividend / earnings per share
Sector Financials: median 34% (58 symbols)
What does this mean? Dividend and earnings per share for the same fiscal year are not both available.
Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.
Profitable years
Profitable yearsHow many of the last fiscal years ended with a profit rather than a loss on the bottom line. The figure shows how consistently a company earns.Example: Profit in 9 of 10 years → one loss year.More in the Academy: Lesson revenue, profit and margin
Light green: profit every year
10 of 10fiscal years with a profit
What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.
Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).
Last fiscal year and 13F
Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
40.0B USD
Revenue vs. prior year
+11.3%
Net income (FY)
20.1B USD
Net income vs. prior year
+1.6%
EPS (FY)
–
13F funds with a position
2 of 9
Funds vs. prior quarter
−1
Shares held vs. prior quarter
+6.6%
Fiscal year to Sep 30, 2025 · 10-K filed Nov 6, 2025 · Balance sheet Mar 31, 2026 (filed Apr 29, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term).13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
Year
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
2025
Sep 30, 2025
40.0B
20.1B
50.1%
–
0.59
–
2024
Sep 30, 2024
35.9B
19.7B
55.0%
–
0.52
–
2023
Sep 30, 2023
32.7B
17.3B
52.9%
–
0.45
–
2022
Sep 30, 2022
29.3B
15.0B
51.0%
–
0.38
–
2021
Sep 30, 2021
24.1B
12.3B
51.1%
–
0.32
–
2020
Sep 30, 2020
21.8B
10.9B
49.7%
–
0.30
–
2019
Sep 30, 2019
23.0B
12.1B
52.6%
–
0.25
–
2018
Sep 30, 2018
20.6B
10.3B
50.0%
–
–
–
2017
Sep 30, 2017
18.4B
6.7B
36.5%
–
0.17
–
2016
Sep 30, 2016
15.1B
6.0B
39.7%
–
0.14
–
Quarters (amounts in USD, per share in USD)
Quarter
End
Revenue
Net income
Margin
Earnings per share
Dividend per share
Payout
Q1/26
Mar 31, 2026
11.2B
6.0B
53.6%
–
0.67
–
Q4/25
Dec 31, 2025
10.9B
5.9B
53.7%
–
0.67
–
Q3/25*
Sep 30, 2025
10.7B
5.1B
47.5%
–
0.00
–
Q2/25
Jun 30, 2025
10.2B
5.3B
51.8%
–
0.59
–
Q1/25
Mar 31, 2025
9.6B
4.6B
47.7%
–
0.59
–
Q4/24
Dec 31, 2024
9.5B
5.1B
53.8%
–
0.59
–
Q3/24*
Sep 30, 2024
9.6B
5.3B
55.3%
–
0.00
–
Q2/24
Jun 30, 2024
8.9B
4.9B
54.7%
–
0.52
–
Q1/24
Mar 31, 2024
8.8B
4.7B
53.1%
–
0.52
–
Q4/23
Dec 31, 2023
8.6B
4.9B
56.6%
–
0.52
–
Q3/23*
Sep 30, 2023
8.6B
4.7B
54.4%
–
0.00
–
Q2/23
Jun 30, 2023
8.1B
4.2B
51.2%
–
0.45
–
* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.
How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year Growth per year (CAGR)The average annual growth rate over several years, as if the value had grown equally strongly every year. Individual good or bad years even out in it.Example: Revenue €100m → €161m in 5 years → (161 ÷ 100) to the power of 1/5 − 1 = 10% per year.More in the Academy: Lesson debt, dividends and growth over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.
Insiders
Insider transactionsExecutives, directors and major shareholders (over 10%) of US companies report their own transactions in their company’s stock to the SEC within two business days (Form 4). Purchases in the market count as more meaningful than sales (often taxes, estate planning).Example: Three executives acquire stock worth a total of 2 million USD within two weeks → “purchases by several insiders”.More in the Academy: Glossary
Aug 31, 2026Rottenberg Julie BOfficerOpen-market sale · 10b5-1 plan2,028 shares · $773.4K · SEC
Aug 21, 2026Taneja RajatOfficerOpen-market sale17,927 shares · $6.7M · SEC
Aug 21, 2026Mcinerney RyanChief executive (CEO), DirectorOpen-market sale · 10b5-1 plan5,875 shares · $2.2M · SEC
Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.
Trend score +70
Price vs. EMA 50+15
Price vs. EMA 200+15
EMA 50 vs. EMA 200+20
ADX (trend strength)+15
Highs and lows-10
Relative strength+15
Volatility and trend strength
ADX 14 (trend strength)34.2
Rel. strength 60 d+8.8%
ATR ATR (Average True Range)The average range per trading day over the last 14 days. It makes distances comparable, whether a stock costs 10 or 1,000.Example: ATR 2.50 at a price of 100: 0.4 ATR is 1.00, i.e. 1%.More in the Academy: Lesson ATR and moving averages as price values only when logged in.
Prove Unveils The Trust 25, Recognizing Leaders From Uber, Citi, PayPal, Visa, and 20+ Other Organizations Solving the Hardest Problems in Digital IdentityYahoo Finance · Oct 14, 15:00