AXP American Express

XNYS Down Alert

Financials

· How we analyze

About the company

American Express is a credit card company from New York. Unlike Visa or Mastercard, it issues the cards itself and also runs the payment network. It earns merchant fees, annual fees and interest. Customers are mainly high-income individuals and businesses. As of Oct 11, 2026

Fact sheet (from the annual report) Other financial services · New York, USA

American Express is a global payments company based in New York and was founded in 1850. The company issues credit and charge cards to consumers, small and mid-sized businesses and large corporations. Merchants pay American Express a fee for accepting these cards. Further revenue comes from interest on card loans and from the annual fees of many cards. The company runs its own global payment network; in about 110 countries and territories, partner banks issue American Express-branded cards or sign up merchants for the network. Its offering also includes deposits, non-card loans and security tools for merchants.

Automatically summarized from SEC annual report (10-K, filed Feb 6, 2026) (website of the US Securities and Exchange Commission) · reviewed Oct 15, 2026

Price performance at a glance

Last 30 trading days
  • Today +0.6%
  • 7 days −0.4%
  • 30 days +2.0%
  • 1 year −11.9%
Day range (last trading day)
−1.0%Price at 46% of the range+1.1%
52-week range
−7.6%Price at 25% of the range+23.0%
Distance from the all-time high
−18.7%

Our own calculation from the exchange’s daily candles, as of Oct 26, 2026. “All-time” applies since the start of this series, not to the whole market. Changes in percent; the TradingView chart shows prices. “Today” = change of the last trading day versus the previous day. Not investment advice.

Fundamentals · Analysis method

Growth, margin and debt compared with the sector – in detail in the fundamental analysis further down. The chart shows the candles without a buy zone.

Growth: greenMargin: greenDebt: red

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Symbol on TradingView: NYSE:AXP

Fundamental analysis

American Express · Sector Financials · amounts in USD

Information only – does not affect the other analysis methods, not investment advice. Source: SEC filings, As of Feb 6, 2026.

Quality checks

Four angles on the annual figures. Each check counts how many disclosed criteria are met – criteria without data do not count. The bars show where the company ranks on each figure among the stocks we cover and within its sector.

Fiscal year to Dec 31, 2025

Quality Profitability, consistency, balance sheet · 2 without data 5 of 6 criteria met Growth Revenue and earnings per share 6 of 7 criteria met Dividend Level, consistency, coverage · 2 without data 5 of 5 criteria met Financial strength Piotroski, debt, liquidity · 2 without data 3 of 4 criteria met

Quality 5 of 6 met · 2 without data

  • no data: Gross margin above 40% not stated in the SEC filings
  • no data: Operating margin above 15% not stated in the SEC filings
  • met: Net margin above 10% 26.2%
  • met: Return on equity above 15% 32.4%
  • met: Free cash flow margin above 10% 38.7%
  • met: Profit in each of the last 5 fiscal years 5 of 5
  • met: Free cash flow positive in each of the last 3 fiscal years 3 of 3
  • not met: Equity ratio above 30% 11.2%
Net margin

26.2% Fiscal year 2025

Rank 77 of 100: higher than 77% of 237 peers (All). strong.

Rank 53 of 100: higher than 53% of 33 peers (Sector). medium.

Median Financials: 26.2%

Profit after all costs, interest and taxes divided by revenue.

Return on equity

32.4% Fiscal year 2025

Rank 75 of 100: higher than 75% of 218 peers (All). strong.

Rank 83 of 100: higher than 83% of 32 peers (Sector). strong.

Median Financials: 13.9%

Net income divided by equity at fiscal year end.

Return on assets

3.6% Fiscal year 2025 (total assets at year end)

Rank 33 of 100: higher than 33% of 238 peers (All). medium.

Rank 56 of 100: higher than 56% of 33 peers (Sector). medium.

Median Financials: 2.4%

Net income divided by total assets at fiscal year end.

Equity ratio

11.2% Fiscal year 2025

Rank 15 of 100: higher than 15% of 239 peers (All). weak.

Rank 38 of 100: higher than 38% of 33 peers (Sector). medium.

Median Financials: 18.2%

Equity as a share of total assets. Usually low for banks.

Free cash flow margin

38.7% Fiscal year 2025

Rank 93 of 100: higher than 93% of 213 peers (All). strong.

Rank 80 of 100: higher than 80% of 23 peers (Sector). strong.

Median Financials: 25.8%

Free cash flow divided by revenue.

Free cash flow

16.0B USD Fiscal year 2025

Operating cash flow minus capital expenditure on property and equipment.

Growth 6 of 7 met

  • met: Over 3 years, revenue grew by more than 5% per year +6.5%
  • met: Over 5 years, revenue grew by more than 5% per year +13.5%
  • not met: Over 10 years, revenue grew by more than 5% per year +2.3%
  • met: Over 3 years, EPS grew by more than 5% per year +16.0%
  • met: Over 5 years, EPS grew by more than 5% per year +32.5%
  • met: Revenue rose in at least 4 of the last 5 fiscal years 5 of 5
  • met: Revenue rose in the last fiscal year +6.4%
Revenue growth 3 years

+6.5% per year

Rank 42 of 100: higher than 42% of 230 peers (All). medium.

Rank 27 of 100: higher than 27% of 32 peers (Sector). weak.

Median Financials: +9.7%

Average growth per year over 3 fiscal years.

Revenue growth 5 years

+13.5% per year

Rank 58 of 100: higher than 58% of 217 peers (All). medium.

Rank 67 of 100: higher than 67% of 29 peers (Sector). strong.

Median Financials: +9.1%

Average growth per year over 5 fiscal years.

Revenue growth 10 years

+2.3% per year

Rank 18 of 100: higher than 18% of 157 peers (All). weak.

Rank 7 of 100: higher than 7% of 23 peers (Sector). weak.

Median Financials: +7.2%

Average growth per year over 10 fiscal years.

EPS growth 3 years

+16.0% per year

Rank 60 of 100: higher than 60% of 157 peers (All). medium.

Rank 44 of 100: higher than 44% of 24 peers (Sector). medium.

Median Financials: +17.6%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 5 years

+32.5% per year

Rank 87 of 100: higher than 87% of 146 peers (All). strong.

Rank 94 of 100: higher than 94% of 25 peers (Sector). strong.

Median Financials: +14.8%

Growth of earnings per share per year, adjusted for stock splits.

EPS growth 10 years

+11.8% per year

Rank 60 of 100: higher than 60% of 140 peers (All). medium.

Rank 60 of 100: higher than 60% of 24 peers (Sector). medium.

Median Financials: +11.5%

Growth of earnings per share per year, adjusted for stock splits.

Dividend 5 of 5 met · 2 without data

  • met: Pays a dividend 3.28 USD
  • met: Payout ratio at most 60% of earnings 21%
  • met: Dividend paid in each of the last 5 fiscal years 5 of 5
  • met: Dividend per share never lowered in the last 5 fiscal years Dividend per share as filed with the SEC, including special dividends; a one-off higher prior year does not count as a cut. never
  • met: Dividend per share higher than 5 years ago +13.8%
  • no data: Free cash flow per share covers the dividend not meaningful for banks and insurers
  • no data: Dividends paid over the last 5 years covered by free cash flow not meaningful for banks and insurers
Payout ratio

21% Fiscal year 2025

Dividend per share divided by earnings per share.

Dividend growth 5 years

+13.8% per year

Rank 72 of 100: higher than 72% of 118 peers (All). strong.

Rank 68 of 100: higher than 68% of 20 peers (Sector). strong.

Median Financials: +10.0%

Growth of the dividend per share per year.

Free cash flow coverage

7.0x Fiscal year 2025

Free cash flow per share divided by dividend per share. From 1x the dividend is covered.

Financial strength 3 of 4 met · 2 without data

  • no data: Piotroski F-Score at least 7 of 9 not meaningful for banks and insurers
  • not met: Long-term debt no higher than equity 1.68
  • no data: Current assets cover current liabilities not reported (usual for banks and insurers)
  • met: Positive equity 33.5B USD
  • met: In 5 years, share count up by at most 5% −13.6%
  • met: Free cash flow positive in the last fiscal year 16.0B USD
Debt / equity

1.68 at fiscal year end

Rank 16 of 100: lower than 16% of 199 peers (All). weak.

Rank 17 of 100: lower than 17% of 26 peers (Sector). weak.

Median Financials: 0.83

Long-term financial debt divided by equity.

Change in share count

−13.6% in 5 years

Rank 89 of 100: lower than 89% of 199 peers (All). strong.

Rank 85 of 100: lower than 85% of 24 peers (Sector). strong.

Median Financials: −6.1%

Change in diluted share count. Negative = share buybacks, positive = new shares.

Banks and insurers usually do not report gross margin, current assets or capital expenditure – those criteria then do not count. Debt is part of their business.

Price-based criteria (P/E, dividend yield) are shown to signed-in users.

Computed automatically from SEC annual reports – not investment advice. Describes the reported figures; points are not a rating of the stock. Rank 0–100 against the 239 stocks we cover and against the sector (from 5 peers); the stronger side is always on the right.

In short

  • Light green: Revenue grew over 5 years (+13.5% per year), at least as fast as the sector median.
  • Light green: Net income (total) grew over 5 years (+28.1% per year), at least as fast as the sector median; per share +32.5% per year.
  • Light green: Net margin 26.2%, above the sector median (19.4%).
  • Light red: Debt much higher than usual in the sector.
  • Light green: Profit in each of the last 10 fiscal years.

Summarized from the lights below. Describes the reported figures – not a recommendation to buy or sell.

RevenueNet income Net margin (below) in USD
  1. Fiscal year 2016 (Jan 1, 2016 – Dec 31, 2016): Revenue 24.2B USD · Net income 5.4B USD · Net margin 22.3%
  2. Fiscal year 2017 (Jan 1, 2017 – Dec 31, 2017): Revenue 24.8B USD · Net income 2.7B USD · Net margin 11.0%
  3. Fiscal year 2018 (Jan 1, 2018 – Dec 31, 2018): Revenue 26.6B USD · Net income 6.9B USD · Net margin 26.0%
  4. Fiscal year 2019 (Jan 1, 2019 – Dec 31, 2019): Revenue 28.2B USD · Net income 6.8B USD · Net margin 24.0%
  5. Fiscal year 2020 (Jan 1, 2020 – Dec 31, 2020): Revenue 22.0B USD · Net income 3.1B USD · Net margin 14.3%
  6. Fiscal year 2021 (Jan 1, 2021 – Dec 31, 2021): Revenue 27.7B USD · Net income 8.1B USD · Net margin 29.1%
  7. Fiscal year 2022 (Jan 1, 2022 – Dec 31, 2022): Revenue 34.2B USD · Net income 7.5B USD · Net margin 22.0%
  8. Fiscal year 2023 (Jan 1, 2023 – Dec 31, 2023): Revenue 37.2B USD · Net income 8.4B USD · Net margin 22.5%
  9. Fiscal year 2024 (Jan 1, 2024 – Dec 31, 2024): Revenue 38.8B USD · Net income 10.1B USD · Net margin 26.1%
  10. Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 41.3B USD · Net income 10.8B USD · Net margin 26.2%

Fiscal year 2025 (Jan 1, 2025 – Dec 31, 2025): Revenue 41.3B USD · Net income 10.8B USD · Net margin 26.2%

Figures over time

Where the money of a fiscal year goes and how margins, returns, balance sheet, cash flow and share count developed over up to 10 years. Each chart has one sentence saying what the trend shows.

Money flow in fiscal year 2025

Of 100 USD of revenue, 26.2 USD net income remained.

Money flow as a table
Fiscal year 2025, amounts in USD, share of revenue
ItemAmountof revenue
Revenue41.3B USD100.0%
Net income10.8B USD26.2%
Taxes3.0B USD7.2%
Remaining costs & other27.5B USD66.6%

Taxes, interest and other items are not available separately in the SEC data; they are combined as the difference.

Margins

The net margin rose in 5 years from 14.3% to 26.2%.

Net margin
  1. Fiscal year 2016: Net margin 22.3%
  2. Fiscal year 2017: Net margin 11.0%
  3. Fiscal year 2018: Net margin 26.0%
  4. Fiscal year 2019: Net margin 24.0%
  5. Fiscal year 2020: Net margin 14.3%
  6. Fiscal year 2021: Net margin 29.1%
  7. Fiscal year 2022: Net margin 22.0%
  8. Fiscal year 2023: Net margin 22.5%
  9. Fiscal year 2024: Net margin 26.1%
  10. Fiscal year 2025: Net margin 26.2%

Returns

Return on equity rose in 5 years from 13.6% to 32.4%.

Return on equityReturn on assets
  1. Fiscal year 2016: Return on equity 26.4% · Return on assets 3.4%
  2. Fiscal year 2017: Return on equity 15.0% · Return on assets 1.5%
  3. Fiscal year 2018: Return on equity 31.0% · Return on assets 3.7%
  4. Fiscal year 2019: Return on equity 29.3% · Return on assets 3.4%
  5. Fiscal year 2020: Return on equity 13.6% · Return on assets 1.6%
  6. Fiscal year 2021: Return on equity 36.3% · Return on assets 4.3%
  7. Fiscal year 2022: Return on equity 30.4% · Return on assets 3.3%
  8. Fiscal year 2023: Return on equity 29.8% · Return on assets 3.2%
  9. Fiscal year 2024: Return on equity 33.5% · Return on assets 3.7%
  10. Fiscal year 2025: Return on equity 32.4% · Return on assets 3.6%

Equity and long-term debt

The equity ratio stayed roughly the same in 5 years (11.2%).

EquityLong-term debt in USD Long-term debt, depending on the filing, includes the current portion or leases.
  1. Fiscal year 2016: Equity 20.5B USD · Long-term debt 47.0B USD
  2. Fiscal year 2017: Equity 18.2B USD · Long-term debt 55.8B USD
  3. Fiscal year 2018: Equity 22.3B USD · Long-term debt 58.4B USD
  4. Fiscal year 2019: Equity 23.1B USD · Long-term debt 57.8B USD
  5. Fiscal year 2020: Equity 23.0B USD · Long-term debt 43.0B USD
  6. Fiscal year 2021: Equity 22.2B USD · Long-term debt 38.7B USD
  7. Fiscal year 2022: Equity 24.7B USD · Long-term debt 42.6B USD
  8. Fiscal year 2023: Equity 28.1B USD · Long-term debt 47.9B USD
  9. Fiscal year 2024: Equity 30.3B USD · Long-term debt 49.7B USD
  10. Fiscal year 2025: Equity 33.5B USD · Long-term debt 56.4B USD

Share count

The share count fell in 5 years by 13.6% (mostly through share repurchases).

Diluted share count
  1. Fiscal year 2016: Diluted share count 935.0M
  2. Fiscal year 2017: Diluted share count 886.0M
  3. Fiscal year 2018: Diluted share count 859.0M
  4. Fiscal year 2019: Diluted share count 830.0M
  5. Fiscal year 2020: Diluted share count 806.0M
  6. Fiscal year 2021: Diluted share count 790.0M
  7. Fiscal year 2022: Diluted share count 752.0M
  8. Fiscal year 2023: Diluted share count 736.0M
  9. Fiscal year 2024: Diluted share count 713.0M
  10. Fiscal year 2025: Diluted share count 696.0M

Banks and insurers: gross margin, current assets and capital expenditure are usually not reported and cash flow is not meaningful there – those lines and charts are omitted.

From annual reports filed with the SEC (10-K, 20-F, 40-F) as first reported, share count adjusted for splits; obvious filing errors (e.g. wrong unit, outliers against both neighbouring years) are hidden. Describes the reported figures – not investment advice.

Dividends and share repurchases

How much the company returns to its shareholders – as dividends or by repurchasing its own shares – and whether free cash flow supports it.

Dividend per share
3.28 USD · Fiscal year 2025
Dividend growth per year
3 y +16.4%5 y +13.8%10 y +11.2%
Years without a cut
at least 10 as far as the data goes
Payout ratio
of earnings 21% of free cash flow 14%
To shareholders (5 years)
35.7B USD 75% through repurchases
Share count over 5 years
−13.6% fewer shares – each share is a larger stake

Dividend per share

The dividend per share rose in 5 years from 1.72 USD to 3.28 USD.

Dividend per share USD per share Per share as filed with the SEC, including special dividends; obvious filing errors are hidden.
  1. Fiscal year 2016: Dividend per share 1.22 USD
  2. Fiscal year 2017: Dividend per share 1.34 USD
  3. Fiscal year 2018: Dividend per share 1.48 USD
  4. Fiscal year 2019: Dividend per share 1.64 USD
  5. Fiscal year 2020: Dividend per share 1.72 USD
  6. Fiscal year 2021: Dividend per share 1.72 USD
  7. Fiscal year 2022: Dividend per share 2.08 USD
  8. Fiscal year 2023: Dividend per share 2.40 USD
  9. Fiscal year 2024: Dividend per share 2.80 USD
  10. Fiscal year 2025: Dividend per share 3.28 USD

Payout ratios

The payout ratio fell in 5 years from 45.6% to 21.3%.

Payout ratio (earnings)Payout ratio (free cash flow)
  1. Fiscal year 2016: Payout ratio (earnings) 21.6% · Payout ratio (free cash flow) 17.6%
  2. Fiscal year 2017: Payout ratio (earnings) 45.1% · Payout ratio (free cash flow) 10.0%
  3. Fiscal year 2018: Payout ratio (earnings) 18.7% · Payout ratio (free cash flow) 17.4%
  4. Fiscal year 2019: Payout ratio (earnings) 20.5% · Payout ratio (free cash flow) 11.9%
  5. Fiscal year 2020: Payout ratio (earnings) 45.6% · Payout ratio (free cash flow) 35.8%
  6. Fiscal year 2021: Payout ratio (earnings) 17.2% · Payout ratio (free cash flow) 11.1%
  7. Fiscal year 2022: Payout ratio (earnings) 21.1% · Payout ratio (free cash flow) 8.1%
  8. Fiscal year 2023: Payout ratio (earnings) 21.4% · Payout ratio (free cash flow) 10.5%
  9. Fiscal year 2024: Payout ratio (earnings) 20.0% · Payout ratio (free cash flow) 16.5%
  10. Fiscal year 2025: Payout ratio (earnings) 21.3% · Payout ratio (free cash flow) 14.2%

What goes back to shareholders

Over 5 years, 35.7B USD went back to shareholders, 75% of it through share repurchases. That is 46% of the free cash flow of those years. This was offset by new shares issued for 305.0M USD (including employee plans).

Dividends paidShare repurchasesNew shares issued (including employee plans)Free cash flow in USD
  1. Fiscal year 2016: Dividends paid 1.2B USD · Share repurchases 4.4B USD · New shares issued (including employee plans) 177.0M USD · Free cash flow 6.8B USD
  2. Fiscal year 2017: Dividends paid 1.3B USD · Share repurchases 4.3B USD · New shares issued (including employee plans) 129.0M USD · Free cash flow 12.5B USD
  3. Fiscal year 2018: Dividends paid 1.3B USD · Share repurchases 1.6B USD · New shares issued (including employee plans) 87.0M USD · Free cash flow 7.6B USD
  4. Fiscal year 2019: Dividends paid 1.4B USD · Share repurchases not available · New shares issued (including employee plans) 86.0M USD · Free cash flow 12.0B USD
  5. Fiscal year 2020: Dividends paid 1.5B USD · Share repurchases 1.0B USD · New shares issued (including employee plans) 44.0M USD · Free cash flow 4.1B USD
  6. Fiscal year 2021: Dividends paid 1.4B USD · Share repurchases 7.7B USD · New shares issued (including employee plans) 64.0M USD · Free cash flow 13.1B USD
  7. Fiscal year 2022: Dividends paid 1.6B USD · Share repurchases 3.5B USD · New shares issued (including employee plans) 56.0M USD · Free cash flow 19.2B USD
  8. Fiscal year 2023: Dividends paid 1.8B USD · Share repurchases 3.7B USD · New shares issued (including employee plans) 28.0M USD · Free cash flow 17.0B USD
  9. Fiscal year 2024: Dividends paid 2.0B USD · Share repurchases 6.0B USD · New shares issued (including employee plans) 100.0M USD · Free cash flow 12.1B USD
  10. Fiscal year 2025: Dividends paid 2.3B USD · Share repurchases 5.8B USD · New shares issued (including employee plans) 57.0M USD · Free cash flow 16.0B USD

For banks and insurers free cash flow is not meaningful; ratios to free cash flow are usually omitted.

Dividends paid, repurchases and new shares issued from the cash flow statement of annual reports filed with the SEC (as first reported). Describes the reported figures – not investment advice.

Valuation over time

Price-based valuation (P/E, P/S, price/free cash flow and dividend yield per fiscal year, compared with its own average) for signed-in users.

Sector comparison

American Express next to 8 stocks of the sector Financials we cover that are closest in revenue. Click a column header to sort the table.

Sector comparison AXP, sector Financials; last row: sector median
Symbol Revenue (FY) Growth 5 yrsGross marginOp. marginNet marginROEEquity ratioFCF marginPiotroski
CB Chubb Limited 59.4B USD +10.5%––17.4%14.0%27.1%––
GS Goldman Sachs 58.3B USD +5.5%––29.5%13.7%6.9%––
COF Capital One 53.4B USD +13.4%––4.6%2.2%17.0%––
TRV Travelers Companies (The) 48.8B USD +8.8%––12.9%19.1%22.9%––
AXP American Express this stock 41.3B USD +13.5%––26.2%32.4%11.2%––
V Visa Inc. 40.0B USD +12.9%–60.0%50.1%52.9%38.1%––
PYPL PayPal 33.2B USD +9.1%–18.3%15.8%25.8%25.3%––
MA Mastercard 32.8B USD +16.5%–57.6%45.6%193.2%14.3%––
USB U.S. Bancorp 28.7B USD –––26.4%11.6%9.4%––
Median of the sector 33 symbols 27.0B USD +9.1%–39.0%26.2%13.9%18.2%––

Growth 5 yrs = revenue growth per year over 5 fiscal years · Op. margin = operating margin · ROE = return on equity · FCF = free cash flow · Piotroski = F-Score (only with all 9 criteria).

Banks and insurers: gross margin (only if reported), free cash flow margin and Piotroski are not meaningful there (“–”).

Figures of the last fiscal year from SEC annual reports (peers as of Oct 28, 2026). Median across all companies of the sector we cover (from 5 stocks; several share classes of one company count once). Signed-in users also see P/E, P/S and dividend yield in the comparison. Describes the reported figures – not investment advice.

Key figures with traffic lights

Each light follows a simple, disclosed rule. The comparison is with the sector median of all 79 symbols in the Financials sector on our list (current members of the S&P 500 and other lists).

Revenue growth

Light green: above sector

+13.5% per year, last 5 years

Sector Financials: median +8.8% (73 symbols)

What does this mean? Revenue: over 5 years it grew by 13.5% per year on average – at least as fast as the median company in the sector (+8.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net income (total)

Light green: above sector

+28.1% per year, last 5 years

Sector Financials: median +13.8% (71 symbols)

per share: +32.5% per year (5 years, split-adjusted)

What does this mean? Total net income: over 5 years it grew by 28.1% per year on average – at least as fast as the median company in the sector (+13.8%).

Light rule: Green: grows at least as fast as the sector median (without a sector comparison: grows) · Yellow: grows more slowly · Red: shrinks.

Net margin

Light green: above sector

26.2% last fiscal year

Sector Financials: median 19.4% (75 symbols)

What does this mean? Of every 100 USD in revenue, 26.23 USD remained as profit – at least as much as the median company in the sector (19.4%). Five years ago the margin was 14.3%.

Light rule: Green: at least the sector median (without a sector comparison: profit) · Yellow: profit, but below the median · Red: loss.

Debt / equity

Light red: much higher

1.64 latest balance sheet

Sector Financials: median 0.63 (60 symbols)

What does this mean? For every 1 USD of equity there is 1.64 USD of financial debt – more than twice as much as the median company in the sector (0.63). For banks and insurers, debt is part of the business – so the comparison is only with their own sector.

Light rule: Green: at most the sector median · Yellow: up to twice the median · Red: more than twice · Gray: without a sector comparison.

Payout ratio

Light green: covered

21% Dividend / earnings per share

Sector Financials: median 34% (58 symbols)

What does this mean? Of every 1 USD of earnings per share, 0.21 USD went to shareholders as a dividend. The rest stays in the company. Median company in the sector: 34%.

Light rule: Green: up to 60% of earnings · Yellow: up to 100% · Red: more than earnings or a dividend despite a loss · Gray for real estate (REITs). The sector median is for comparison only.

Profitable years

Light green: profit every year

10 of 10 fiscal years with a profit

What does this mean? In 10 of the last 10 fiscal years the bottom line showed a profit. There were no losses in this period.

Light rule: Green: profit in every year · Yellow: one loss year · Red: several loss years (at least 3 years needed).

Last fiscal year and 13F

Information, not a trading signal · Source: SEC EDGAR
Revenue (FY)
41.3B USD
Revenue vs. prior year
+6.4%
Net income (FY)
10.8B USD
Net income vs. prior year
+7.0%
EPS (FY)
15.38 USD
13F funds with a position
1 of 9
Funds vs. prior quarter
−1
Shares held vs. prior quarter
−0.0%
Fiscal year to Dec 31, 2025 · 10-K filed Feb 6, 2026 · Balance sheet Sep 30, 2026 (filed Oct 23, 2026) · Price-based figures (P/E, P/S, dividend yield, market cap) only when logged in. · Values as first reported; debt = reported financial debt (US GAAP: long-term). 13F: reporting date Jun 30, 2026, 9 tracked funds have filed (latest Aug 14, 2026), filed with up to 45 days of delay. Stock positions only; comparison with Mar 31, 2026 only across funds that filed for both quarters.
All figures as a table
Fiscal years (amounts in USD, per share in USD)
YearEndRevenueNet income MarginEarnings per shareDividend per sharePayout
2025Dec 31, 2025 41.3B10.8B 26.2% 15.38 3.28 21%
2024Dec 31, 2024 38.8B10.1B 26.1% 14.01 2.80 20%
2023Dec 31, 2023 37.2B8.4B 22.5% 11.21 2.40 21%
2022Dec 31, 2022 34.2B7.5B 22.0% 9.85 2.08 21%
2021Dec 31, 2021 27.7B8.1B 29.1% 10.02 1.72 17%
2020Dec 31, 2020 22.0B3.1B 14.3% 3.77 1.72 46%
2019Dec 31, 2019 28.2B6.8B 24.0% 7.99 1.64 21%
2018Dec 31, 2018 26.6B6.9B 26.0% 7.91 1.48 19%
2017Dec 31, 2017 24.8B2.7B 11.0% 2.97 1.34 45%
2016Dec 31, 2016 24.2B5.4B 22.3% 5.65 1.22 22%
Quarters (amounts in USD, per share in USD)
QuarterEndRevenueNet income MarginEarnings per shareDividend per sharePayout
Q3/26Sep 30, 2026 11.2B3.7B 33.0% 5.42 0.95 18%
Q2/26Jun 30, 2026 11.2B3.1B 27.7% 4.53 0.95 21%
Q1/26Mar 31, 2026 10.5B3.0B 28.2% 4.28 0.95 22%
Q4/25*Dec 31, 2025 10.9B2.5B 22.5% – 0.82 –
Q3/25Sep 30, 2025 10.4B2.9B 27.9% 4.14 0.82 20%
Q2/25Jun 30, 2025 10.3B2.9B 28.0% 4.08 0.82 20%
Q1/25Mar 31, 2025 9.6B2.6B 26.8% 3.64 0.82 23%
Q4/24*Dec 31, 2024 10.0B2.2B 21.8% – 0.70 –
Q3/24Sep 30, 2024 9.7B2.5B 25.8% 3.49 0.70 20%
Q2/24Jun 30, 2024 9.8B3.0B 30.7% 4.15 0.70 17%
Q1/24Mar 31, 2024 9.3B2.4B 26.1% 3.33 0.70 21%
Q4/23*Dec 31, 2023 9.6B1.9B 20.2% – 0.60 –

* Q4 derived: fiscal year minus the 9-month value (EPS cannot be derived this way); may be distorted by restatements.

How we calculate: values as first reported to the SEC (later corrections are left out), a fixed order of reporting tags per figure, partial sums are never added up. Growth per year over 5 years (otherwise 3 years). Quarters are labeled by the calendar quarter in which they end.

Insiders

All insider transactions
Insider purchases and sales on the market over 3, 6 and 12 months
PeriodPurchasesSalesNet
3 months $00 people $3.0M1 person −$3.0M
6 months $00 people $5.4M2 people −$5.4M
12 months $00 people $60.3M10 people −$60.3M

Latest transactions

  • Aug 18, 2026 Herena Monique Officer Open-market sale 8,811 shares · $3.0M · SEC
  • Jun 15, 2026 McNeal Glenda G Officer Open-market sale 7,033 shares · $2.4M · SEC
  • Mar 13, 2026 Joabar Raymond Officer Open-market sale 16 shares · $4.8K · SEC
  • Mar 6, 2026 Lieberman Quinn Jessica Officer Open-market sale 3,032 shares · $909.7K · SEC
  • Mar 2, 2026 Joabar Raymond Officer Open-market sale 24 shares · $7.4K · SEC
  • Feb 19, 2026 Joabar Raymond Officer Open-market sale 3,348 shares · $1.1M · SEC

Source: mandatory filings with the SEC (Form 4), open-market purchases and sales only. General information, not investment advice.

Trend score -75

Price vs. EMA 50-15
Price vs. EMA 200-15
EMA 50 vs. EMA 200-20
ADX (trend strength)+0
Highs and lows-10
Relative strength-15

Volatility and trend strength

ADX 14 (trend strength)20.6
Rel. strength 60 d−8.6%

ATR and moving averages as price values only when logged in.

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